Instructor
Maybe you’ve been able to achieve success on your financial journey and you’ve been wanting to help others with their finances for a while. Or maybe you’re a teacher looking for educational material to help your students increase their financial awareness. These are all signs you may be an INSTRUCTOR! You can utilize O.W.N. I.T. as an educational tool to help you help others on their road to financial success.
You might be an INSTRUCTOR if:
You’re very comfortable talking about finances
Congratulations! It looks like you have a sound understanding of finances and people probably ask you questions often about making financial decisions. Do you enjoy sharing your knowledge and financial experiences with others? If so, you may be a great candidate to be a financial mentor/ coach or maybe you’re already in the game of teaching!
You’ve received formal financial education
You probably chose to get a degree or certificate in a financial program, had a high concentration of work experience in the finance industry, or provided financial coaching/ mentoring to others. This is all great! If you already haven’t looked into these certifications, some good ones for you to look into would be: Certified Financial Planner (CFP) and Certified Private Wealth Advisor (CPWA). It wouldn’t be a bad idea to take your knowledge and make it into a career!
You have a set budget and are willing to help others develop one
Here’s a budget you can use to help walk someone through building their own budget.
You have a checking/savings account and either an IRA or 401K
We’re so glad that you’re thinking ahead and saving for retirement! For someone as far along their financial journey as you, something to look out for is retirement fees and additional costs of investments. It’s always good to keep yourself informed, so you’re not hit with surprises later.
You have a high credit score
You probably already know the basics on how to manage and keep an excellent credit score. Good for you!
A tip for you would be to make sure to close out credit cards that you’re no longer using! Keeping old cards open can make an issuer lower your credit limit--shrinking your credit accessibility.
Additionally, keeping a diverse credit profile of credit cards, loans, and etc. can work to your benefit! Banks like to see that you can manage a diverse amount of debt.
You enjoy sharing tools to help others on their financial journey
With the plethora of financial resources today, O.W.N. I.T. was specifically written to be an educational supplement and tool for people of all walks of life. You can grab your copy of O.W.N. I.T. today and walk through the contents of the book with someone you’re mentoring, coaching, or teaching! We can’t wait to hear about the lives you’ll touch and change.